| MEMBERSHIP FEES |
| ITEM |
DESCRIPTION |
FEE |
| Membership Share |
Par value, members 18 years of age and older |
$25.00 |
| Youth Membership Share |
Par value, members under 18 years of age |
5.00 |
| |
| DEBIT CARD FEES |
| ITEM |
FEE |
| ATM Use |
$0.00 |
| Card Replacement |
5.00 |
| Replacement PIN |
1.00 |
| NSF ATM/POS Transaction |
20.00 |
| Returned Deposit Item |
20.00 |
| Deposit Adjustment |
10.00 |
| Empty Envelope Deposit |
20.00 |
| |
| CHECKING FEES |
| ITEM |
DESCRIPTION |
FEE |
| Check Printing |
No charge for basic checks for seniors age 65+ |
At cost |
| Overdraft Transfer |
Per transfer; 3 free per month |
$3.00 |
| Account Reconciliation Assistance |
Per hour; one hour minimum |
10.00 |
| Copy of Check |
Five free per period |
3.00 |
| Stop Payment Order |
Per check; maximum $30.00 per series |
10.00 |
NSF Check;
Returned Check;
Check Paid Against Held Funds |
Per item |
20.00 |
| Courtesy Pay |
If eligible, per item paid |
20.00 |
| |
| MONEY MARKET ACCOUNT FEES |
| ITEM |
DESCRIPTION |
FEE |
| Excessive Withdrawals |
Over 3 per month |
$5.00 |
| |
| IRA ACCOUNT FEES |
| ITEM |
FEE |
| Enrollment Fee |
$5.00 |
| Annual Maintenance Fee |
8.50 |
| |
| EFT TRANSACTION FEES |
| ITEM |
FEE |
| ACH Stop Payment |
$10.00 |
| Failed/NSF Electronic Payment |
20.00 |
| |
| MISCELLANEOUS FEES (Applies to all accounts) |
| ITEM |
DESCRIPTION |
FEE |
| Account Reconciliation |
Per hour; one hour minimum |
$10.00 |
| Copies of Statements |
Per page |
1.00 |
| Corporate Check Copy |
|
3.00 |
| Corporate Check Issue |
Member request; no charge if payable to member or over $1,000 |
3.00 |
| Corporate Check Issue |
Non-member (i.e. merchants) |
5.00 |
| Corporate Check Stop Payment Request |
|
10.00 |
| Dormant Account Escheat Processing Fee |
|
25.00 |
| Foreign Item Collection Fee |
Canadian items |
3.00 |
| Foreign Item Collection Fee |
Non-Canadian items |
5.00 |
| Inactive Account Fee |
Monthly; if no activity for 24+ months |
5.00 |
| Money Orders |
Five free per year for checking account holders |
1.00 |
NSF Check;
Returned Check;
Check Paid Against Held Funds |
Per item |
20.00 |
| Photocopy/Fax |
Per page |
0.25 |
| Portfolio Loan Refinance |
Per loan refinanced |
25.00 |
| Telephone Transfer Request |
|
2.00 |
| Transfer of Account due to Joint Owner Removal |
|
15.00 |
| Traveler's Checks |
Single signature; per $100 |
0.00 |
| Traveler's Checks |
Two-signature; per $100 |
0.50 |
| Records Search |
Per hour with $15 minimum |
15.00 |
| Returned Mail Fee |
|
3.00 |
| Wire Transfer |
Incoming |
0.00 |
| Wire Transfer |
Outgoing; domestic |
10.00 |
| Wire Transfer |
Outgoing; international |
30.00 |
