As a Connection Credit Union member you understand the value of keeping your money right here, in Kitsap County. Imagine if the money you spend on groceries could stick around for the benefit of Kitsap too!

The Kitsap Community Food Co-op opened a small, community-owned store in downtown Bremerton (421 Park Ave) on July 4th, to create year-round access to local, nutritious, and natural food. The cooperative is a grocery store owned by, and operated for, the benefit of the community it serves –not a giant, conglomerate corporation. By sourcing as locally as possible, creating good jobs, strengthening local food access, and sharing profits with its members, a food co-op keeps food money circulating in the local economy, instead of heading straight out of it.   The best way to support this local food movement is to join the food Co-op as a founding Member-Owner. A lifetime household ownership share is just $200.  Learn more and join today at www.kitsapfood.coop.

We know local is  better for financial services. We think it’s better for food as well, which is why your credit union is supporting this effort with a “One Good Co-Op Deserves Another” promotion:

• Refinance a loan you have somewhere else with Connection Credit Union and well match your rate and term PLUS give you a rebate of 1.5% of the loan amount and donate $25  to the Kitsap Community Food Co-op expansion fund.  Apply here or at any branch.  Some restrictions apply.*

Connection Credit Union and the Kitsap Community Food Co-op  –  Co-ops helping Co-ops for the benefit of the Kitsap community.

* Membership and promotion restrictions apply.  Contact us for additional details and restrictions.  Must live, work, worship or attend school in Kitsap county to be eligible for membership. 1.5% rebate is based on amount financed on approved credit.  If loan is paid off within one year the rebate amount will be added to the payoff balance.  Maximum $400 per loan.  Floor rate 3.50% APR. APR = Annual Percentage Rate.  Additional restrictions may apply.

Effective June 17th, our office hours changed at our Bremerton office.  We will be open from 12:30 to 5:00 Mon-Friday.  We will be open for lunch between 1:30 and 2:30.  We are moving to shorter hours based on our analysis of transactions and traffic patterns.

2018 Connection Credit Union Annual Report

Your credit union has recently updated our Mission statement  (what we are striving to do today) and Vision statement (what our future looks like) to help focus our efforts both now and in the future.

Mission Statement

Connection Credit Union provides each member of our local cooperative family, including those underserved by larger institutions, with personalized financial and education services, ensuring all our members have the tools for financial success.

Vision Statement

Connection Credit Union is Kitsap County’s premier choice for a truly local not-for-profit financial cooperative.  Our community of financially literate and healthy members is built through superior service, technology, education and community involvement.

We’ve added some great new security resources.  Check them out at Security Resources

Click on the link below a listing of ATMs that are surcharge free for CCU members.

Surcharge Free ATMs

One of the most important tools we’ve developed over the years to help our members build their financial futures are budgeting worksheets. We hope you find them useful.

Extended Budget Worksheet – Excel

Extended Budget Worksheet – PDF

If you desire a more simple budget, use these:

Members-Personal Budget – Excel

Members-Personal Budget – PDF

Connection Credit Union has a variety of first time auto buyer programs available for our members.  We work with members with little to no credit and those just starting their credit journey.  One of the key tenets of our program is we will spend the time going through all phases of the process:

• Finding the right loan amount for you
• Tools and tips to help you negotiate the best deal
• Strategies to reduce the amount of interest you pay
• Consultation on the true costs of owning a car including insurance and maintenance
• Budgeting assistance to help you start off on the right foot

Contact our loan department to get started and ask about our member referral program!

Fraud is on the rise.  Here are some tips:

• Be aware of the heightened risk of attacks and scams, such as phishing attacks, scams where the victim is asked to pay the scammer money, and recruitment scams where the victim is asked to pay a bit of money up front to earn more money later on.  Remember, if you did not initiate the conversation or transaction  – do not give out your account information or PIN number!
• If a deal sounds ‘too good to be true’.  It probably is.
• We recommend that you more closely and more frequently monitor ACH items, outgoing wires, and online transaction activity on all of your cards and accounts to look out for any unauthorized activity. Let us know right away if you spot anything that is suspect.
• We have systems in place to help flag or block any unusual out-of-state card purchases. Please alert us if you will be traveling over the holidays, so that they are not affected by these preventative measures. These systems will also generate verification calls to ensure transactions on your account were performed by you.  Please respond promptly to these as legitimate transactions may not be processed without this verification.
• In the event of a compromise, we will determine if we will block and reissue or monitor compromised card numbers. In cases where the full unaltered magnetic stripe has been compromised, we would most likely block and reissue the card data. If this happens we will contact cardholders to let them know when they are part of the compromised breach and will place a message on our website or phone system with any updates about the breach.

Visit our Fraud Alerts page for more information and some helpful security videos.

2016 annual rpt